• Mandy Webster

Better Late Than Never

"It does not matter how slowly you go as long as you do not stop" (Confucius). Sometimes I get frustrated with myself for having not finished college much sooner in life. Yes, I have a very fulfilling life, and I do love being a housewife and a mom; but getting a college degree is something I have never given up on. It is a personal conquest that I have never doubted I would achieve......eventually. However, if I ever feel a bit discouraged, I find it helpful to read inspirational quotes. I am a firm believer in "better late than never".

In my previous blogs, I introduced myself and gave my background story which explained how I got to where I am today; a middle-age undergrad student, still working toward a bachelor's degree. I then described my journey to figuring out which major I should declare and how I decided that becoming a mortgage lender was a good fit for me. I've already described the obvious pros of the business; so let's talk about the idea of lending being meant for me, the potential for even more perks in the mortgage lending industry, and the plan for me to get there and be a successful lender.

The first time the thought of being a Mortgage Lender appealed to me is when my Mortgage Lender (from my first home purchase) actually mentioned it to me. He told me it was a great profession and that he thought I would probably be good at it. I thought about it, but never really acted upon it or took it too seriously. A few years later, my neighbor and good friend actually started working as a lender. She absolutely loved it! Her degree was, oddly enough, in Fashion Designing, but she had inside connections that got her into a great mortgage lending company. She made over six figures her very first year! She loved the job and told me I should finish school and come talk to her boss. Again, I pondered the thought, but never really took it further. Recently, however, I have revisited the thought and feel very strongly that they just may have been on to something. I feel like this is indeed the perfect career path for me at this point in my life.

There are many benefits to becoming a Mortgage Loan Officer that go beyond sales commission and health insurance. Many companies also offer bonus pay, contribution to retirement funds, in addition to marketing support and mortgage leads. Establishing relationships with clients, potential clients and industry peers can lead to different social networks and gatherings. Some companies even offer fun perks like catered meals, holiday pay and gym memberships.

For the first time, I feel confident in my career goals. I am actually in the process of creating a resume and cover letter as an assignment for my Business Communications class, that I intend to actually use. My goal is to complete the last few courses needed to complete my degree and immediately take the steps needed to obtain my mortgage loan originator license. If possible, I would like to begin working for a company before I graduate. Ideally, I would love to start an internship of sorts during my senior year of college. I plan on beginning research on good companies in my area and submitting unsolicited cover letters along with my resume to companies I feel like I would be a good fit for. Overall, I am feeling good about what the near future holds. So as always, thanks for reading my blog and we'll talk again soon.


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