• Mandy Webster

To Lend or Not to Lend; That is the Question

I have always known that my professional interests lie in the business sector. As I moved further along in college, I started to realize that careers that in some way revolved around numbers, seemed to grab my interest. I considered accounting, banking, finance... Toward the end of my sophomore year, I officially declared my major as accounting. As time passed, however, I started to consider the overall pros and cons of entering an accounting career at this point in my life; and wondered if it was a good fit for me, my personality, and my family. I consider my self an extremely outgoing person. I have great experience as a salesperson and absolutely love providing great customer service and working with people. So after much thought and being completely honest with myself about what I can see myself doing as a career that I would really enjoy, I decided that I would like to become a Loan Officer or Mortgage Lender. Lending is a career that I feel will satisfy many of my career expectations and desires.

I remember when my husband and I bought our first home. Our lender was the person we were in contact with the most and played a vital role in our home buying process. We really formed a bond with him. He helped us every step of the way and even attended our closing; he seemed genuinely happy for us. I feel that working as a mortgage lender will be emotionally rewarding; helping people through such a strenuous process to, in the end, obtain one of the biggest purchases they will make in life. You, in a sense, help make their dreams come true.

In addition to being emotionally rewarding, lending has the potential to be extremely lucrative. Most mortgage brokers make the bulk of their income on commissions. You essentially get out of it what you put into it. This is where I think I would have the opportunity to thrive in the business; by using my people skills to build relationships with Realtors and potential clients and selling them on using me as a lender. I find a profession that pays based on quality of work rather than seniority, etc., very appealing.

Aside from the emotional and financial pros of being a mortgage lender, I feel like that it is a rewarding career that would still allow time for family life. Most lenders work a typical Monday through Friday, 9-5 workweek. In fact, many lenders today even work from home. Having a traditional office is no longer critical for mortgage lenders. If a situation ever arose that required me to work from home, it may actually be a possibility (although I prefer an office setting).

Overall, I feel like mortgage lending is a career well suited for me and my current life situation. I look forward to finishing college and moving on to the next step in attaining my career goals. So thanks for visiting my blog and we'll talk again soon!


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